No, roaming in Ghana is generally not free with EU, UK, or US mobile plans, and can incur significant charges.
The "roam like at home" policy primarily applies within the European Union and European Economic Area. As Ghana is outside this zone, your EU mobile provider will treat it as an international roaming destination. Similarly, UK and US network providers typically charge premium rates for data, calls, and texts when you're in Ghana, which can quickly add up and lead to unexpected bill shock.
To avoid these high costs, consider using a local eSIM. An eSIM allows you to access affordable data services from the moment you land at Kotoka International Airport (ACC) in Accra, connecting to the strongest available major network in Ghana. This ensures you can easily navigate, use ride-hailing apps like Uber or Bolt in cities like Accra and Kumasi, and stay connected without worrying about exorbitant roaming fees.